Changes that affect your tax credits
Your tax credits can go up, down or stop if there are changes in your family or work life – you must report these changes to the Tax Credit Office.
Why your tax credits change
Your payments can go up because:
- your income goes down by more than £2,500
- your benefits stop or go down
- you have a child
- your childcare costs go up
Your payments can go down or stop because:
- your income goes up by more than £5,000
- you havenÂt renewed your claim
- your award notice shows youÂve been overpaid
- your child is now 16, 18 or 19 and you haven’t told the Tax Credit Office they’re in approved education or training
Work or family changes you must report
You could miss out on tax credits you’re entitled to if your circumstances change and you don’t report it.
If you receive tax credits youÂre not entitled to, this is called ‘being overpaid’. You must repay any overpaid money, and you may receive a penalty of up to £300.
If your income goes up by more than £5,000 report it immediately or you may get an overpayment.
| Circumstance | When to report the change |
|---|---|
| Income changes | As soon as possible |
| Benefits start, stop or change | As soon as possible |
| Job starts, stops or changes | Within 1 month |
| Work hours fall below or increase above the minimum | Within 1 month |
| Work hours fall below or increase to 30 a week if you’re in a couple with children | Within 1 month |
| You don’t return to work after a gap or leave | Within 1 month |
| Relationship starts or ends – eg you live with a new partner, get a permanent separation or divorce | Within 1 month |
| Childcare costs start, stop, change by more than £10 per week or you start or stop getting help with them | Within 1 month |
| Childcare provider changes or is no longer registered or approved | Within 1 month |
| Baby born or you take responsibility for another child | Within 1 month |
| Child leaves home – eg taken into care, moves out | Within 1 month |
| Child over 16 stays in or leaves approved education or training | Within 1 month |
| Child over 16 joins an approved careers service | Within 3 months |
| Child over 16 leaves an approved careers service | Within 1 month |
| Child is registered blind (or no longer registered) | As soon as possible |
| Child or partner dies | Within 1 month |
| Ill or in hospital for more than 28 weeks (adults only) | Within 1 month |
| Holiday or trip abroad (usually 8 weeks or more) | Within 1 month |
| Leave the UK for good (or lose the right to reside here) | Within 1 month |
| Prison sentence | Within 1 month |
YouÂre still entitled to Working Tax Credit when you stop work or go on leave – but only for a certain period of time. When this period ends, tell the Tax Credit Office if youÂre not back at work.
Changes of address or bank details
Report a change of address or bank details as soon as possible. You can report a change of bank details from 30 days before the change. Wait until your address changes before your report it.
How to report changes
To report a change contact the Tax Credit Helpline.
Tax Credit Helpline
Telephone: 0345 300 3900
Textphone: 0345 300 3909
Outside the UK: +44 (0)2890 538 192
Monday to Friday, 8am to 8pm
Saturday, 8am to 4pm
Find out about call charges