Complain about someone who is bankrupt

Complain about someone who is bankrupt
Business: Funding Debt

    You can complain to the Insolvency Service if you suspect someone who’s bankrupt or subject to bankruptcy or debt relief restrictions isn’t acting honestly.

    If the Insolvency Service decides that your complaint is serious enough, it will carry out a confidential investigation.

    If they find enough evidence, they may:

    • try to recover undisclosed assets
    • send a report to the relevant prosecuting or regulatory body (eg the police)
    • ask a court to impose further restrictions

    What can be investigated

    The Insolvency Service must have reasonable grounds to suspect the person of misconduct. This includes:

    • not disclosing or giving away assets
    • causing significant harm to customers, suppliers etc (if they run a business)
    • breaking the law, eg fraud
    • breaking their restrictions (eg acting as a director of a company or obtaining credit)

    The Insolvency Service won’t usually investigate complaints where there’s no public interest (eg a personal dispute).

    How to complain

    Get more information or report misconduct using the Insolvency Service’s Investigations Hotline.

    You can also write to them:

    Intelligence Hub

    Investigations and Enforcement Services

    Insolvency Service

    3rd Floor Cannon House

    18 Priory Queensway

    Birmingham

    B4 6FD

    Provide as much information as you can when you complain.

    Complain to the Insolvency Service if you suspect someone who’s bankrupt or subject to bankruptcy or debt relief restrictions isn’t acting honestly